If you live in the nation’s capitol and are looking for the best auto insurance companies for Washington, D.C., we’ve got some resources that can help make your task a little easier. Of course, how you define “best” will vary from one person to the next. Factors to consider when looking for the best auto insurance companies for Washington, D.C. include more than just premium cost. Also look at how well a company does in these areas: type of benefits offered, the insurance company’s overall financial stability, how they handle claims, and the level of service that can be expected. Here are several resources to use.
District of Columbia Insurance, Securities and Banking – The D.C. Insurance, Securities and Banking website has several resources that may prove useful in your search for the best auto insurance companies. Be sure to check out the automobile insurance premium comparison (as of January 1, 2010) to get a look at typical pricing scenarios. Scanning the companies listed, lower premiums appear consistent for Geico, Nationwide and State Farm. What you pay, however, will be based on many factors, including your driving record. Download the Consumer’s Guide to Auto Insurance for more information on buying auto insurance. Use the Company Search Look-Up to get information on specific companies licensed to provide auto insurance in Washington, D.C.
J.D. Power and Associates – Among the key considerations for the best car insurance companies for Washington, D.C. is which ones have the highest overall customer satisfaction. The annual J.D. Power and Associates 2010 U.S. National Auto Insurance Study provides a good look at the best-rated car insurers across five factors: interaction, policy offerings, billing and payment, price, and claims. Checking their list, the top car insurance companies nationally (doing business in Washington, D.C., although they may be headquartered elsewhere) are Amica Mutual, State Farm, and Geico. Amica Mutual is the JDPA award winner, and State Farm, Geico and Erie each have a four-circle JDPA rating. Allstate and Progressive each have a three-circle JDPA rating.
Check Company Websites – Become as well-informed as possible by visiting the auto insurance company websites. Compare how each handles claims, billing process, how they interact with customers, company history, and all other relevant items. Here are links to several of the best auto insurance companies for Washington, D.C.:
Amica Insurance – or call toll-free 1-800-242-6422
State Farm Insurance – customer service line is 1-800-981-2875
Erie Insurance – or call 1-800-458-0811
Geico – or call customer service at 1-800-861-8380
Allstate – also available toll-free at 1-866-621-6900
Progressive Insurance – or give them a call at 1-800-PROGRESSIVE
For more tips on car insurance, visit our section on car insurance where you can get additional tips and insurance quotes.