Imagine dropping $1,000 dollars onto your driveway, leaving it there, and walking away without realizing the money has been lost. You may be one of over 150 million people in the continental U.S. who has had this experience. How you ask?  By paying too much per month on your car loan.

Car loans are typically financed with a dealer or through an online search engine, such as Google, Yahoo, or Bing. The rates advertised usually vary, and most are actually only offered to consumers with stellar credit, (above 720). Most consumers receive a marked-up rate and end up having to pay off more in the long run.

The good news is your auto loan terms can be reconfigured through a car refinance. Similar to mortgage refinance, without the appraisal or tedious paperwork, car loan refinancing is a best kept secret to cut back on monthly payments and get the money you may have lost back into your pocket.

The refinance process is simple:

1.       Apply – You can apply to refinance with a local/personal financial institution.

2.       Await approval – You can be approved within one day!

3.       Send in paperwork – Your title, registration, current finance information, and a few other necessary forms will be requested.

Once the paperwork is complete, you’re driving off into the sunset with a better term and rate.

There’s only one way to find out if you could be saving money with a car refinance – investigate! Find out if there is any money lying out in your driveway today. runs live, reverse auctions (like a reverse eBay) for consumers shopping for financial products. Consumers get exclusive rates and instant one stop shopping in a fun, dynamic auction format, and banks and Credit Unions get inexpensive access to new customers, accounts, and loans.

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